So you want to be rich – who doesn’t? But why are only 5 percent of all people able to achieve their goal and achieve wealth. It’s not as difficult as you might think. Incorporate these 4 simple habits into your life and begin to reap the benefits and get rich. 

#1 Make Sure the Goals You Set are Big
Everyone will define rich differently. Whatever it means to you, the time is now to set your goals to make sure you get there. Having small goals is fine, but if you want to get rich you are going to have to think big. For example, why not set a goal to build your savings to $50,000 in the next 3 years. That way you are not focusing just on your income. 

#2 Make Sure You Have a Solid Reason for All Financial Decision 
Any purchase you make be sure that you know why you are spending money on it. Why are you saving only 10 percent of your income, when you could afford to save 25 percent? It’s so easy to fall into a pattern and make the decisions over and over. That’s fine if you want to just live life like normal people do, but if you want to grow rich you need to be accountable to yourself for every single financial decision you make. 

#3 Keep a Good Journal
Keeping a good journal of where you are spending your money helps you to make sure you are staying on the target of your goals. It also allows you a great place to actually record how you feel about money and related. You will be surprised at just how beneficial this can be in keeping you focused on your goal. You can look back and see where you have been where you are coming from and what you are at. After all, this is your journey to wealth. 

#4 The Cooling Off Period – Don’t Buy Immediately
One of the easiest ways to save money and reach the goals that you set is to implement a cooling off period. Anytime you are not buying items that are essential you should implement a cooling off period. Assigning a dollar value works great as well. For example, let’s say that you set your cut off at $50 and cooling down period of 14 days. Now you want to buy an Item X but it’s not needed and it costs $70 so you wait the 14 days and you decide you no longer really want it. You stop making impulse buys and that saves money!

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